Income tool
Overtime Pay Calculator
Estimate overtime pay based on your hourly rate, overtime multiplier, and hours worked, then see how it may affect your gross and estimated take-home pay.
Include student loan repayments
Toggle this on for a more realistic net estimate.
Overtime rate
£22.50
Your estimated overtime hourly rate.
Monthly overtime pay
£900.00
Estimated extra gross pay per month from overtime.
Extra monthly take-home
£522.00
Estimated net monthly uplift after deductions.
Total monthly take-home
£2,470.01
Estimated monthly take-home including overtime.
Overtime summary
Useful boost
This amount of overtime gives a meaningful increase to monthly earnings without needing a full salary change.
Annual overtime pay
£10,800.00
Total annual gross
£40,800.00
How to think about overtime
Gross overtime can look attractive, but the more useful figure is often the extra monthly take-home after deductions.
This page helps you compare that uplift against your existing salary and see whether the extra hours create a meaningful change.
Related next steps
FAQs
How is overtime pay calculated?
Overtime pay is usually based on your hourly rate multiplied by an overtime rate such as 1.5x or 2x.
Why is my extra take-home lower than the gross overtime figure?
Because tax, National Insurance, pension contributions, and student loan repayments may reduce the net amount you keep.
Is overtime worth it?
That depends on how much extra take-home it adds, how often you work it, and whether it creates a meaningful improvement to your finances.