Income tool

Hourly to Salary Calculator UK

Convert hourly pay into estimated weekly, monthly and annual salary, with an estimated take-home pay view after income tax, National Insurance, pension contributions and optional student loan repayments.

Include student loan repayments

Toggle this on for a broader take-home estimate.

What this estimate includes

This calculator estimates salary from hourly pay and includes simplified UK income tax, National Insurance, pension and optional student loan deductions. It is for general planning, not payroll advice.

Annual gross salary

£31,200

Before tax and other deductions.

Monthly gross salary

£2,600

Estimated monthly gross income.

Annual take-home

£23,866

Estimated after key deductions.

Monthly take-home

£1,989

Better for budgeting than gross pay.

Estimated deductions

Income tax

£3,726

National Insurance

£1,490

Pension

£1,560

Student loan

£558

How to convert hourly pay to annual salary

To estimate annual salary from hourly pay, multiply the hourly rate by the number of hours worked each week, then multiply that weekly amount by the number of paid weeks in the year.

For example, someone earning £15 per hour for 40 hours a week over 52 weeks would have a gross annual salary of £31,200 before tax, National Insurance and other deductions.

The take-home estimate on this page is simplified. Actual pay can vary depending on tax code, pension setup, student loan plan, overtime, bonuses and payroll rules.

Hourly pay

The rate you earn for each hour worked.

Weekly hours

The number of paid hours you usually work each week.

Paid weeks

Use 52 for year-round work, or reduce it for unpaid weeks.

How to use this result

Gross salary is useful for comparing jobs, but monthly take-home pay is often the more practical number for budgeting and planning.

Use the take-home figure when checking rent affordability, monthly budgets, savings goals or debt repayments.

This calculator provides a general estimate only and does not provide personal financial advice or payroll advice.

Hourly to salary calculator FAQs

How do I calculate annual salary from hourly pay?

Multiply your hourly rate by weekly hours, then multiply that by the number of paid weeks in the year.

Should I use 52 weeks per year?

Use 52 if you are paid year-round. If you have unpaid weeks, reduce the weeks per year to match your situation.

Is the take-home estimate exact?

No. It is a simplified estimate and may differ from payroll because of tax codes, student loan plans, pension setup and other deductions.

Is this calculator financial advice?

No. It gives a general estimate only and should not be treated as personal financial advice.

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Important

This tool provides general estimates and educational guidance only. It does not account for your full personal circumstances and should not be treated as financial advice or a personal recommendation.