Income tool
Hourly to Salary Calculator (UK)
Convert hourly pay into estimated weekly, monthly, and annual salary, with an estimated take-home pay view after tax, National Insurance, pension, and optional student loan repayments.
Include student loan repayments
Toggle this on for a more realistic take-home estimate.
Annual gross salary
£31,200
Before tax and other deductions.
Monthly gross salary
£2,600
Estimated monthly gross income.
Annual take-home
£24,072
Estimated after key deductions.
Monthly take-home
£2,006
Better for budgeting than gross pay.
Estimated deductions
Income tax
£3,726
National Insurance
£1,490
Pension
£1,560
Student loan
£351
How to use this result
Gross salary is useful for comparing jobs, but monthly take-home pay is often the more practical number for budgeting and planning.
This page helps bridge that gap by turning hourly pay into both gross and estimated net income.
Use the take-home figure when checking rent affordability, monthly budgets, savings goals, or debt repayments.