Terms and Conditions

BudgetBeacon provides information, tools, and resources related to personal finance. The website is intended for general informational and educational purposes only.

You agree to use the website in a lawful manner and not to misuse or attempt to interfere with its functionality.

The content on BudgetBeacon, including calculators, guides, and other materials, does not constitute financial, legal, or professional advice.

You should not rely solely on information from this website when making financial decisions. Consider seeking advice from a qualified professional where appropriate.

BudgetBeacon does not provide personal financial advice, investment advice, debt counselling, or regulated credit broking services.

All calculators, guides, and content are provided for general informational and educational purposes only and should not be relied on as a recommendation for your individual circumstances.

While we aim to keep information accurate and up to date, we do not guarantee that all content, calculations, or results are complete, accurate, or current.

Calculators provide estimates and simplified outputs. Actual figures may vary based on individual circumstances and changes in tax rules or financial conditions.

To the fullest extent permitted by law, BudgetBeacon shall not be liable for any loss, damage, or consequences arising from the use of the website or reliance on its content.

This includes, but is not limited to, financial loss, indirect damages, or loss of data.

The website may contain links to third-party websites or use third-party services such as analytics or advertising providers.

We are not responsible for the content, accuracy, or practices of these third-party services.

All content on BudgetBeacon, including text, design, graphics, and code, is owned by or licensed to the website unless otherwise stated.

You may not copy, reproduce, distribute, or reuse content without permission, except for personal, non-commercial use.

If you submit information through forms or contact features, you grant us the right to use that information to respond to your enquiry and improve the website.

You agree not to submit unlawful, harmful, or inappropriate content through the website.

We do not guarantee that the website will always be available, uninterrupted, or free from errors.

We may update, modify, or remove parts of the site at any time without notice.

We may update these Terms and Conditions from time to time. Any changes will be posted on this page with an updated “Last updated” date.

These Terms and Conditions are governed by and interpreted in accordance with the laws of England and Wales.