Housing tool
Stamp Duty Calculator UK
Estimate Stamp Duty Land Tax for residential property purchases in England and Northern Ireland, including first-time buyer relief and additional property rates.
Current scope
This calculator is for residential purchases in England and Northern Ireland. Scotland uses LBTT and Wales uses LTT, which have different rules.
Estimated stamp duty
£7,500
Based on the buyer type selected.
Upfront cash estimate
£57,500
Deposit plus estimated stamp duty.
Stamp duty summary
Standard purchase
Effective rate: 2.14%
This estimate uses the England and Northern Ireland Stamp Duty Land Tax bands for a main residential purchase.
Mortgage needed
£300,000
Property price
£350,000
Compare buyer types
Standard main home
£7,500
First-time buyer
£2,500
Potential saving vs standard: £5,000
Additional property
£25,000
Extra vs standard: £17,500
What this means
Stamp Duty Land Tax is calculated in bands, so you only pay each rate on the portion of the property price within that band.
How to use this result
Use the stamp duty estimate when working out your total upfront buying costs. It is often one of the largest extra costs after your deposit.
First-time buyer relief can reduce SDLT on eligible purchases up to £500,000. Above that price, standard rates apply.
This calculator is an estimate only. Your solicitor or conveyancer should confirm the exact amount due.
FAQs
Where does this calculator apply?
It applies to residential property purchases in England and Northern Ireland. Scotland and Wales use different property tax systems.
What are the first-time buyer rules?
Eligible first-time buyers pay no SDLT up to £300,000 and 5% on the portion from £300,001 to £500,000. If the price is over £500,000, standard rates apply.
Do additional properties cost more?
Yes. Additional residential properties normally have higher SDLT rates than a main home purchase.